Select the STD test or panel that’s right for you. No doctor’s referral needed. Call (866) 566-8711 for personalized assistance.
Stop by one of our 4,500+ testing centers. Most visits take less than 15 minutes.
Access your results securely online, typically within 1-2 days. If you test positive treatment can be prescribed.
Flexible, Confidential Payment Methods
At LocalSTDTesting.com, we understand that privacy and convenience are paramount when it comes to STD testing. That’s why we offer a variety of payment options to make testing accessible while maintaining your confidentiality.
For questions about payment options or to order by phone, call us at (866) 566-8711.
Accepted Payment Methods
We accept the following payment methods for STD testing services:
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Credit and Debit Cards
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Health Savings Accounts
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Digital Payment Services
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Payment Plans
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Other Payment Methods
- Major credit cards: Visa, MasterCard, American Express, Discover
- Debit cards with major card network logos
- Prepaid credit/debit cards for additional privacy
- Secure processing with industry-standard encryption
- HSA (Health Savings Account) cards
- FSA (Flexible Spending Account) cards
- Medical savings accounts and similar healthcare payment programs
- Tax-advantaged way to pay for your testing
- PayPal
- Digital wallet payments through our secure processing system
- Secure checkout with encrypted transactions
- Interest-free installment options
- No credit check required
- Immediate approval
- Flexible payment terms
- Same confidentiality as other payment methods
- Cashier’s checks
- Money orders
- Call (866) 566-8711 for details on submitting these payments
Payment Plans: Making Testing Affordable
Our interest-free payment plans make STD testing accessible without compromising privacy:
1. Select the payment plan option during checkout
2. Choose your installment schedule (typically 2-4 payments)
3. Make your first payment immediately to confirm your order
4. Remaining payments are automatically processed on the agreed schedule
1. No interest or hidden fees – pay only the cost of your test
2. No credit check required – everyone qualifies regardless of credit history
3. Instant approval – no waiting period to begin testing
4. Flexible terms – choose the plan that fits your budget
5. Confidential billing – same privacy protections as all our payment methods
For a $199 Duo Test Panel:
1. Option 1: Four payments of $49.75 each
2. Option 2: Two payments of $99.50 each
3. First payment made at checkout
4. Remaining payments processed every two weeks
HSA/FSA Payments
STD testing is an eligible expense for most Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA):
Using Your HSA/FSA
- Simply pay with your HSA/FSA card during checkout
- No additional documentation typically needed at time of purchase
- Digital receipt provided for your tax records
- Confidential transaction that maintains your privacy
- Significant tax advantages for many users
HSA/FSA Eligibility
- STD testing is generally considered a qualified medical expense
- Other eligible services include doctor consultations
- Some HSA/FSA administrators may have specific requirements
- Check with your benefits administrator if you have questions
Privacy and Billing
No matter which payment method you choose, your privacy is protected:
Confidential Billing
- Generic company name appears on credit card statements, not “STD Testing”
- No mention of test types on billing documentation
- No insurance billing or reporting to health insurance companies
- Secure data handling with encryption and privacy protocols
Separate Transactions
- Testing services appear as separate transactions from doctor consultations
- Clear labeling for easy expense tracking
- Transparent fees with no hidden costs
Pricing Information
We believe in transparent pricing without hidden fees:
- Individual tests start at $139
- Test panels offer significant savings compared to ordering tests separately
- Prices include all lab fees and processing
- No additional lab fees or processing charges
- Results delivery included at no extra cost
- Free consultation with a physician if you test positive
- $99 consultation fee for treatment services (if needed)
- One-time charge covers prescription writing and medical evaluation
- No hidden costs or recurring fees
- Pharmacy medication costs not included
Order Cancellation Policy
We understand that circumstances change, and sometimes you may need to cancel your order:
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Cancellation Fee
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How to Cancel
- 25% cancellation fee applies to orders cancelled before testing
- Fee covers processing costs and administrative expenses
- Remaining 75% of your payment will be refunded
- No refunds available after testing has been completed
- Call (866) 566-8711 to request cancellation
- Email cancellations can be sent to our customer service team
- Provide your order information for prompt processing
- Refunds processed to original payment method
- Processing time typically 3-5 business days depending on payment method
Yes. Our test panels provide significant savings compared to ordering individual tests separately. We also offer special discounts for couples testing together.
We don’t bill insurance companies directly in order to protect your privacy. However, you can use your HSA/FSA card to pay for testing, or submit our itemized receipt to your insurance company for possible reimbursement.
No. All charges appear under our corporate name, not as “STD Testing” or anything that indicates the nature of our services.
We don’t accept direct cash payments, but you can purchase a prepaid credit card with cash and use it to place your order. Alternatively, you can use a money order or cashier’s check.
Yes, our payment plan option is available for all tests and test panels. The specific installment amounts will vary based on the total cost of your selected tests.
If a scheduled payment cannot be processed, our customer service team will contact you to resolve the issue. We work with our customers to ensure successful completion of payment plans.
Yes, you can use different payment methods for testing services and doctor consultations if you wish. Each service is processed as a separate transaction.
Order Your Test Today
Getting tested has never been more convenient and affordable. With our flexible payment options, you can take control of your sexual health without financial stress.
Order online or call (866) 566-8711 to speak with a care advisor who can help you place your order with your preferred payment method.
Order STD Test Now or call (866) 566-8711
Interest-free payment plans available with no credit check required.
LocalSTDTesting is not a substitute for professional medical advice, diagnosis, or treatment.
Always seek the advice of your physician with any questions about medical conditions.
